After years of working hard, experiencing job insecurity, grappling with peer pressure, dealing with familial responsibilities, and more, retirement can come as a breath of fresh air for most people. Retirement can be a time for you to relax, pursue your hobbies, live...

Retirement is the beginning of the golden years of your life and the end of a steady income. To ensure you have a secure retired life, it is critical to have an adequate retirement nest egg that can support your living expenses during the non-working years of your...

Although the retirement process is the same for most people today as it has always been, several factors have significantly transformed over the years for present day retirees. Today, retirees face several challenges, many of which the previous generations did not...

Retirement can invoke mixed emotions in an individual. If you dislike the humdrum of work, traffic, deadlines, and meetings, retirement can be the best thing to happen to you. However, if you thrive on work and look forward to every day at the office, retirement may...

Saving for retirement is not always as easy as it seems. While most people know of or have heard of different retirement accounts, investment options, and portfolio strategies available to build a significant retirement corpus, not many have a strategy in place that...

People are likely to spend more money as their income increases, even when they don’t necessarily need to. This phenomenon is known as lifestyle inflation. Lifestyle inflation refers to increased spending on luxuries or other expenses that could raise your standard of...

When you lose a family member, managing their old retirement accounts is likely not one of the first things that come to mind. However, if you are a beneficiary of the deceased person, it is important to consider what is to be done with their retirement account at...

Most people consider their retirement to consist of a relaxed lifestyle with ample time to enjoy things and pursue hobbies, travel the world, spend time with friends and family, or take up recreational activities. However, at the same time, apprehension and stress...

Retirement planning is a long-term process that requires many strategies, methods, modifications, and brainstorming sessions along the way. Since most people plan to save for retirement at least 30 to 35 years before they retire, it can seem challenging to create a...

Your retirement portfolio is the foundation for a secure financial future. Typically, your retirement portfolio comprises your retirement and non-retirement (taxable) accounts. Your portfolio grows with you during each life stage and offers you income to support the...

A critical part of retirement planning is to find the right answer to the question – “How much money do I need for a comfortable retirement?” The response differs from person-to-person, and is influenced by current lifestyle and income. According to experts, working...

For years, the value of bonds in a retirement portfolio has been unparalleled. Investors have argued for the low-risk and fair return advantages of bonds against the high risk of equities, especially for retirement-focused investments. However, bonds too have a...